Credit card terminal error messages1/7/2023 ![]() RETRY LATER- The transaction cannot be completed at this time. The issuer will not approve the transaction. ![]() VERIFICATION DATA FAIL-Verification Data Failed.ĭO NOT RETRY- Do not attempt to submit this transaction again. TRANSLATE ERROR-Decryption error: Contact Customer Service.ĪDDTNL AUTHN REQD- Additional Customer authentication is required NO ACCOUNT-Account suspended, cancelled, or inactive.ĭUPLICATE TRANSACTION-Transaction entered is a duplicate on the Host. NO ACTION TAKEN-Duplicate reversal or duplicate transaction. Occurs when the reversal data in the POS transaction does not match the Issuer data. Occurs when the number of attempts to enter the PIN has been exceeded. Occurs when the cardholder has exceeded the number of times the card can be used in a specific time period. The response text in this case is DECLINE-activity Limit. Occurs on contactless transactions that need to be processed as contact.Ĭan also be returned due to Activity Limit. Occurs on swiped transactions when the Service Code encoded on the mag stripe does not equal the one stored at the Issuer (potential fraudulent card).ĭECLINE-CHIP READ REQ., INSERT CARD. Occurs in PIN-based debit when the cardholder has exceeded their withdrawal limit when performing cash back.ĭECLINE. ![]() (i.e., a merchant set up with a Direct Marketing MCC trying to perform a Debit transaction).ĭECLINE. Occurs when the POS attempts a transaction type that they are not set up for based on their MCC. Can be an incorrect MID or terminal number, or attempt to process an unsupported card. Occurs in PIN-based Debit when the consumer enters the wrong 4-digit PIN. This response can also be returned in a Card Not Present environment if the cardholder tries to provide a valid expiration date, but the Issuer knows it has expired (indicates potential fraud). Occurs when the debit/check card being used is not tied to a Savings Account.ĮXPIRED CARD-Card is expired. Occurs when the debit/check card being attempted is not linked to a Checking Account. INVALID ICC DATA-Required data for processing chip transactions was missing from the authorization request or data could not be parsed. Returned when the first 6 digits of the card number are not recognized by the Issuer. Occurs when the POS submits an amount field equal to $0.00.ĬARD NO. NO ORIGINAL-Incremental or Void doesn't reference an original transaction.ĪMOUNT ERROR. (Mastercard only)Ĭan also be returned as: RETRY WITH EMV 3DS - Authentication may improve the likelihood of the transaction being approved. Normally occurs when a cardholder has exceeded their allowable credit line.Ĭan also be returned as: STOP PAY ORDERED - Stop all future recurring payments. The response text in this case is "DO NOT HONOR DUE TO AVS/CVV SETTINGS".ĭECLINE-Do not honor. Usually returned when the Issuer would like the merchant to take possession of the card due to potential fraud.Ĭan also be returned if the transaction declines due to an AVS/CVV setting. Usually the Issuer wants to make sure the cardholder is still in possession of the card. ![]() Often returned when the cardholder has exceeded daily credit limits/# of uses. See Validating Response Codes for more information.ĬALL-No original no match. When checking response codes, be sure to check both the Gateway Response Codes and Issuer Response Codes.
0 Comments
Leave a Reply.AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |